Hello! I’m Dan, and I founded Cornerstone Financial Planning, LLC to help people live out their ideal life today through strategic financial planning and real estate investing. Life is too short to live with tension between our time, money, and values. The more clarity I’ve gotten on my values, the more I realized that I needed to redesign my life. I strive to live intentionally and focused on these most important areas in my life, which are my faith, my family, and making the biggest impact that I can in the world around me. My mission is to help you discover your ideal life, and then to create and carry out your personalized financial plan to make it happen!
Ideal Clients
My primary areas of expertise and that I enjoy working in the most are early retirement planning (in-line with the Financial Independence Retire Early – FIRE – community) and real estate investing. I add the most value to young(ish!) people in their 20s-50s who are looking to build wealth and replace their active income with rental income, freeing them up to take command of their time, energy, and life. However, I’ve also gotten a lot of fulfillment helping some Clients who were a little late to begin accelerating their retirement investments in preparation of a more traditional retirement timeline.
Financial Planning & Coaching for Real Estate Investors (and beginners!)
I incorporate real estate investment coaching into my ongoing financial planning process for those clients who want to pursue time and financial freedom through real estate investing but aren’t sure where to start, are afraid of making expensive mistakes, or who recognize that they simply don’t know what they don’t know about beginning to invest in real estate. My aim is to be that coach that actually knows you, your life goals, and your financial situation and has a fiduciary responsibility to you rather than some random person on the internet selling you and everyone else they can get to click their link a course with nothing but videos without any one-on-one coaching that’s in-line with your financial plan. My ongoing Clients who are real estate investors receive significant access to me for financial planning and real estate coaching so that they can make investment decisions in a timely manner with the utmost confidence. This is what I wish I had when I was starting out! The only problem with me back then? I was too cheap to pay for it and I couldn’t find anything as robust as what I wanted. But since then, I’ve come to learn the truth of Robert Kiyosaki’s quote “Experience is expensive, education is cheap”. And of course, my coaching includes the financial analyses and strategic tax planning that general coaching programs don’t include, because they can’t!
Financial Planning for FIRE
While real estate investing is a passion and one of the greatest ways that I’ve found to make an impact that extends beyond my immediately community, I’m also passionate about the FIRE community and financial education. For those of you interested in more of a beginner-level financial plan for early retirement, I offer those as one-time plans or as ongoing engagements to help plan out your desired retirement, or recreational employment as I prefer to call it! I really enjoy planning out for different phases of life and helping you envision what each might look like and how we can tax plan around those times when you may have less active income.
About Dan
My wife, son, and I live in Colorado Springs, CO. I began my professional career as an athletic trainer out of college, working at a couple different DI universities. After getting burned out, I switched to physical therapy and was accepted into the Army-Baylor Doctor of Physical Therapy (PT) Program, which was the #5 ranked program in the USA at the time. So, in 2010, I direct commissioned, and I never looked back. I spent 11 years on active duty serving as a PT and deploying twice to Afghanistan. Our last duty station was at Landstuhl, Germany, and we absolutely loved it with all the Christmas markets and how easily we could travel! We have been to 37 countries and counting! But while I loved my time serving our nation’s servicemembers, over time I became more passionate about teaching them personal finance education rather than cracking backs and stabbing people with needles (the official term is “dry needling”) and I also had a couple of key experiences that weren’t so good where I didn’t feel that the military had my best interest in mind. So, in 2021, I ETS’d and switched to the Reserve component where I plan on completing my Army career and to take a sabbatical from working full time to go through the Certified Financial Planner (CFP) educational program, which I completed and passed the exam in July 2022 before finally launching my firm in early 2023. I’m now grateful to be part of a group of advisors such as MFAA and I look forward to serving you if I’m the best fit! If not, I’ll gladly refer you to someone that I think may be better for your situation.
Schedule a Free Consultation
Dan Huffman
Cornerstone Financial Planning, LLC
Colorado Springs, CO 80924
719-286-0403
www.cornerstonefiplanning.com