Recent Posts
PCS Season: Organize Your Financial Life
PCS Season: Organize Your Financial Life Whether you’re motivated by an upcoming PCS or it’s simply time for a little desk drawer cleaning, the
Tricare for Life – Is It Really Free?
Tricare for Life – Is It Really Free? Military retirees, including reserve retirees over age 60, are familiar with the retiree Tricare drill. And when
Top 6 Cybersecurity Steps for Military Families
It seems like everywhere we turn, our news feed is filled with stories of credit card fraud, identity theft, and data breaches. This article outlines
Military Topics
PCS Season: Organize Your Financial Life
PCS Season: Organize Your Financial Life Whether you’re motivated by an upcoming PCS or it’s simply time for a little desk drawer cleaning, the
Tricare for Life – Is It Really Free?
Tricare for Life – Is It Really Free? Military retirees, including reserve retirees over age 60, are familiar with the retiree Tricare drill. And when
State-Level Veterans Benefits
State-Level Veterans Benefits The US Department of Veterans Affairs has many benefits for military veterans. But did you know each state also has their own
Why Should you Care About the Survivor Benefit Plan Open Season in 2023?
Why Should you Care About the Survivor Benefit Plan Open Season in 2023? When a retiree dies, his/her retired pay (and VA disability compensation) also
Is My Military Retired Pay Tax Free if I have a VA Disability Rating? – NO!
Is My Military Retired Pay Tax Free if I have a VA Disability Rating? – NO! Every year I have a handful of clients
10 Financial Opportunities and Challenges Dual Military Couples Experience
When both members of a couple serve in the military, they share a greater understanding of the mission and life demands that come with putting
Financial Planning
Top 6 Cybersecurity Steps for Military Families
It seems like everywhere we turn, our news feed is filled with stories of credit card fraud, identity theft, and data breaches. This article outlines
Special Needs Planning Considerations
Special Needs Planning Considerations: ABLE Accounts, Special Needs Trusts and the Survivor Benefit Plan Military retiree benefits provide additional planning opportunities and considerations for families
Quantifying the Benefits of Military Credit Card Rewards Hacking
Quantifying the Benefits of Military Credit Card Rewards Hacking Military members and their spouses have amazing advantages in many aspects of personal finance. One of
What Military Members Need to Know About the Future of Social Security
What Military Members Need to Know About the Future of Social Security If you’ve read the headlines, you’ve probably heard that Social Security is in
Purchasing Life Insurance While Stationed or Living Overseas
Purchasing Life Insurance While Stationed or Living Overseas: A Guide for U.S. Military Veterans As a U.S. military veteran living overseas, you’ve already navigated uncharted
Decoding Your Civilian Employee Benefits: Understanding and Utilizing Your Perks
Decoding Your Civilian Employee Benefits: Understanding and Utilizing Your Perks Active duty and retired military families are fortunate to have access to good medical and
Taxes
How to Tame Your Tax Dragon: Review Your W-4
It’s just about tax time and almost nothing drives anxiety more than worrying if you might owe a lot at tax time. Or, maybe you’re
Expanded Tax Credits for Energy Efficient Improvements in 2023
Expanded Tax Credits for Energy Efficient Improvements in 2023 Tax credits for making energy efficient improvements to the taxpayer’s home have been around for a
SECURE Act 2.0
Congress passed the Omnibus Spending Bill on December 23, 2022. Included in the monstrous 4,000+ document were numerous changes to retirement savings accounts collectively known
New Year IRA Tips
New Year IRA Tips Still want to save for retirement in 2022? You can! Wait, what? Did you say I can still save for retirement last
End-Of-Year Planning Checklist
If you’re like me, you’re probably thinking how can it be December? Where did 2022 go? Before we turn the page to 2023, there could
Is My Military Retired Pay Tax Free if I have a VA Disability Rating? – NO!
Is My Military Retired Pay Tax Free if I have a VA Disability Rating? – NO! Every year I have a handful of clients
College & Education Planning
GI Bill for Guard and Reserve
Navigating the many GI Bill For Guard and Reserve options I have been a member of the Air National Guard for almost 25 years at
Student Loan Update- Where are we now?
For many student loan borrowers, the CARES Act, which paused student loan repayment and drove interest rates to 0.0%, was an extraordinary gift. Since that
SECURE Act 2.0: Expanded College Savings & Roth IRA Opportunities for Military Families
SECURE Act 2.0: Expanded College Savings & Roth IRA Opportunities for Military Families Leading into the New Year, Congress passed a $1.7 Billion spending package
5 Mistakes To Avoid When Splitting the GI Bill
5 Mistakes To Avoid When Splitting the GI Bill The Post 9/11 GI Bill is a fantastic benefit for those who served in the military
Act Now–Become Debt Free!
Act Now, Become Debt Free with PSLF! You could save you thousands of dollars thanks to temporary changes to the Public Service Loan Forgiveness
New Law Changes Handling of VA GI Bill Program Debts
New VA Management of Education Debts The Johnny Isakson and David P Roe, M.D. Veterans Health Care and Benefits Improvement Act of 2020 passed into
Investing
What Veterans Need to Know About Corporate LTIs
As a financial planner, I focus on helping veterans transition into the corporate world following their military career. Veterans are often unfamiliar with the many
Series I Bonds: Is it time for an exit strategy?
Series I Bonds: Is it time for an exit strategy? When it comes to inflation and our financial lives, inflation receding is a good thing.
Veterans Affairs (VA) Loan Assumption, Good Deal for Me?
Veterans Affairs (VA) Loan Assumption, Good Deal for Me? Mortgage interest rates have hit a 20-year high with average new mortgage rates over 6%. Higher
A Military Family’s Guide to Buying a Home
Recently, I’ve had several discussions with clients who are in the middle of a PCS (permanent change of station) or preparing for one. No tears
New Year IRA Tips
New Year IRA Tips Still want to save for retirement in 2022? You can! Wait, what? Did you say I can still save for retirement last
Which is Better—A Roth or a TSP?
Which is Better—A Roth or a TSP? If my math is correct, half of the readers of this article’s title are about ready to blow