Hi, I’m Brian, founder of Winged Wealth Management and Financial Planning. After 23 years flying and commanding in F-16s and F-35s, I became a Certified Financial Planner® and started my firm to become what I could not find on my own financial journey: an advisor that specializes in helping wealth-minded, DIYer’s get fiduciary advice on their own terms. I provide organization, objectivity, education, accountability, proactivity, and partnership to help families navigate transitions, clarify complexity, and sleep well knowing their dreams are on track.

I became a fee-only financial planner to help the military and veteran communities build wealth and achieve their dreams. As I came up through the ranks, I could never find a financial professional that wasn’t either a salesman in disguise, or just trying to gather assets to manage. I needed professional, military-experienced advice, but I still wanted to keep my hands on the stick and throttle. As I evaluated my transition back to civilian life, I found the community of fee-only financial planners that truly serve their clients as fiduciaries—obligated to put the client’s interests first at all times. I knew I was in the right place! 

In the last half of my Air Force career, I often felt that my career field was “squadron financial advisor,” and I was usually happiest when I was helping my fellow airmen analyze financial challenges, plan ways to surmount them, and then execute the plans to a successful conclusion.
Of course, as is often quoted, “Plans are nothing. Planning is everything.” I believe that the real secret sauce is ongoing financial planning—integrating cash flow, insurance, tax, investing, education, and retirement planning continuously and holistically. I believe that conflicts of interest are inherent in every financial relationship, so it’s crucial to be transparent and proactive discussing, identifying, and mitigating them. 

I serve families across the nation and offer 4 different service models so that clients can choose the best fit for themselves. I can help you with hourly advice and analysis, a one-time financial plan, ongoing planning, or investment management with ongoing planning. I work alongside your accounting, tax, and legal professionals to bridge the gaps and seams in your financial world. 

When I’m not helping families shape their future, I enjoy all things cycling, swimming, running, water and snow with my wife and two daughters.

Schedule a Free Consultation

Brian O’Neill, CFP®
Winged Wealth Management and Financial Planning, LLC
Niceville, FL 32578
850-739-0331
www.wingedwealth.com